For fractional CFOs & finance leaders
Fractional CFOs. Scope confirmed in writing.
Meredith may provide commercial-agency and related administrative services for eligible fractional cfos under an individual written agreement. Available workflows and payment arrangements are confirmed during onboarding.
No feature, integration, settlement time or performance outcome is promised by this page.
Fractional CFOs · illustrative workflow
Scope and channels confirmed during onboarding.
Written terms
Individual agreement applies.
Illustrative worked example
Jonathan, Edinburgh.
Annual billing around £280,000. This is a fictional comparison, not a customer result or forecast.
- Illustrative payment input
- 38 days → 18 days
- Illustrative admin input
- ~4 hours
- Public pricing illustration
- 5% of collected amounts; your written agreement controls the actual terms
- Bad debt
- ≈ 0
Why fractional cfos in particular
The work is the work. The accounts receivable shouldn’t slow it down.
These are possible workflow examples, not a promise of feature availability or an operational outcome. Your approved setup and written agreement define the service.
Authority is defined in writing.
Reminder workflows are agreed.
Payment handling has dependencies.
Clients retain their responsibilities.
Channels
Use the channels approved for your account.
- Approved email
- Approved web
- Approved API
- Approved messaging
Approved channels and integrations are confirmed during setup.
“I tell every founder I work with to clean up their accounts receivable. Mine was a disgrace. Meredith fixed it in a fortnight and now I can show my own dashboard with a straight face.”
Fictional scenario only. This is not a customer testimonial or a promised outcome.
Tax treatment
Check the tax position.
Cross-border and reverse-charge treatment depends on your location, status and the supply.
Meredith does not provide tax advice. Check the treatment of the underlying supply and Meredith’s fee with your accountant or tax adviser before relying on any illustration. Read the Website Disclaimer.
The whole deal, in one line
Simple 5% arithmetic. Written terms control.
This is a simple public illustration. The written client agreement controls the fee, scope, exclusions and third-party charges.
You
95%
illustrative balance after applying 5% to the collected amount.
Assumes the full illustrative billing amount is collected.
Meredith
5%
of collected amounts in the public illustration. Actual terms come from your written agreement.
- · Prepare or issue authorised invoices
- · Follow the agreed reminder schedule
- · Pause follow-up for genuine disputes
- · Reconcile available payment information
- · Apply the agreed pricing and exclusions
- · Provide the records included in scope
- · Route payment queries through support
- · Record tax instructions you provide
The 5% calculation is a public illustration only. Compare it with your own verified costs; no saving, staffing change or outcome is promised.
Client appointed
Authority comes from each written client agreement.
Banking dependent
Payments remain subject to banking availability and checks.
Registered
Gibraltar company number 110272.
Defined boundary
Meredith is not a bank or payment institution.
The calculator
What 5% would actually cost you.
Pre-set for: Fractional CFOs
Enter billing and, if useful, your own existing accounts-receivable inputs. The calculator does not estimate required headcount or predict savings.
You bill
£280,000 / year
Existing accounts-receivable headcount example
No existing accounts-receivable headcount entered.
0.00 FTE
Using an illustrative £42,000/yr per FTE gives an existing-cost input of £0/yr. This is not a staffing recommendation or promised saving.
Written off example
/ year (unpaid invoices)
Enter your own verified figure. Meredith does not promise to prevent write-offs.
Illustrative fee at 5%
£14,000
per year · £1,167/month
A simple 5% calculation leaves £266,000 of £280,000 before tax and any other applicable deductions. It assumes the full billing amount is collected.
Comparison inputs you entered
Existing AR cost input
£0
Write-offs entered
£0
Illustration only. Your agreement, actual collections, tax, third-party charges and deductions control the real result.
Not a quote, forecast, tax calculation or promised outcome.
How to use these inputs
- Accounts receivable headcount
- Starts at zero. Enter only headcount you currently use for accounts-receivable work.
- Loaded cost per FTE
- £42,000/yr is an editable-comparison assumption applied to the FTE count, not a salary benchmark or promised saving.
- Write-offs
- Starts at zero. Enter your own verified annual figure; Meredith does not promise to prevent write-offs.
- The 5% fee
- A public 5% illustration. Your written agreement controls the actual fee, scope, exclusions and third-party charges.
All non-billing comparison inputs start at zero. The calculator is illustrative, not a quote or evidence of likely performance.
What this actually is
Commercial agency is not invoice factoring.
Factoring ordinarily involves finance against receivables. Meredith does not lend or advance funds. Where appointed, it performs only the services in the written client agreement.
A factoring company
Meredith
Choose only after reviewing the relevant provider terms and taking any professional advice you need.
The whole price
5%
to us
95%
to you
A public illustration based on a 5% fee applied to collected amounts. It is not a quote or an offer.
Public illustration only. Your written agreement controls pricing, scope, exclusions and third-party charges. Tax treatment depends on your circumstances.
Public pricing examples
Whether you bill £150k or £5m a year.
Each card applies 5% arithmetic to an illustrative billing amount. Individual written terms, exclusions and third-party charges may differ.
£150,000
per year
£7,500 / year
£625 / month
£144 / week
£500,000
per year
£25,000 / year
£2,083 / month
£481 / week
£5,000,000
per year
£250,000 / year
£20,833 / month
£4,808 / week
Illustrations are not quotes, forecasts or evidence of likely collections. Tax treatment is not included.
These examples apply simple arithmetic to the public 5% illustration. They are not quotes and do not override individual written terms.
Tax treatment
Check the tax position.
Business tax treatment depends on your circumstances, registrations and jurisdiction.
Meredith does not provide tax advice. Check the treatment of the underlying supply and Meredith’s fee with your accountant or tax adviser before relying on any illustration. Read the Website Disclaimer.
Illustrative service scope
The workflow is defined in writing.
Eligibility and available services are confirmed during onboarding. This list does not override an individual client agreement.
- Approved intake channels confirmed during setup
- Invoice preparation under your written authority
- Supplier identity and tax fields from your instructions
- The reminder schedule agreed for your account
- Remittance under your written agreement
- Payment handling subject to banking checks and availability
- Available records supplied within the agreed scope
- Reminder pause when a genuine dispute is identified
“Send it to Meredith.”
Apply online. Eligibility, verification, written terms, and service activation are confirmed before Meredith acts for you.