Privacy Policy

1. Who we are

Meredith International Limited is the controller of personal data described in this policy. Registered office: 13/1 Line Wall Road, Gibraltar, GX11 1AA. Privacy contact: elee@meredithint.com. Gibraltar registration number: 110272.

2. Personal data we may collect

• Identity and contact data, including name, business name, address, email address, telephone number and date of birth where required.
• Enquiry and correspondence data.
• Client onboarding and verification data, which may include identification documents, tax information, business details, contracts, payment details and source-of-funds information.
• Transaction and service data relating to services supplied under a client agreement.
• Technical data such as IP address, browser, device, operating system, login and security information.
• Usage and cookie data, where enabled.
• Marketing preferences and consent records.

3. How data is collected

Data may be collected directly from you, through website forms, correspondence, contractual dealings and service delivery; automatically through website technologies; from professional advisers, verification providers, banks, platforms and service providers; or from public and lawful sources.

4. Why we use personal data

• To respond to enquiries and assess eligibility.
• To prepare, enter into and perform contracts.
• To provide commercial agency and administrative services.
• To verify identity, protect against fraud, manage risk and comply with legal obligations.
• To administer payments, records, complaints and business operations.
• To secure, maintain and improve the website and services.
• To send marketing where permitted and subject to preferences.
• To establish, exercise or defend legal claims.

5. Legal bases

Depending on the processing, Meredith relies on performance of a contract or steps requested before a contract; compliance with legal obligations; legitimate interests such as operating and protecting the business, preventing fraud and responding to enquiries; and consent where legally required.

6. Special-category and criminal-offence data

Meredith does not seek special-category or criminal-offence data through the public website. Where such data is lawfully required for a specific service or compliance purpose, it will be processed only where an appropriate legal condition applies.

7. Sharing personal data

Personal data may be shared where necessary with banks, payment providers, identity and compliance providers, IT and hosting suppliers, professional advisers, insurers, auditors, contractors, regulators, authorities, courts, prospective purchasers of the business and other parties authorised by the client or required by law.

8. International transfers

Data may be processed outside Gibraltar. Where required, Meredith will use a lawful transfer mechanism and appropriate safeguards. Specific transfer details may be requested using the contact information below.

9. Retention

Personal data is retained only for as long as reasonably necessary for the purposes collected, including contractual, accounting, tax, fraud-prevention, regulatory and legal-claims requirements. Retention periods vary according to the data and relationship.

10. Security

Meredith uses reasonable technical and organisational measures intended to protect personal data. No internet transmission or storage system is completely secure.

11. Your rights

Subject to applicable law, individuals may have rights to access, correct, erase or restrict personal data; object to processing; receive portable data; withdraw consent; and complain to the relevant data-protection authority. Rights are not absolute and identification may be required.

12. Automated decisions

Meredith does not intend to make decisions producing legal or similarly significant effects solely by automated means unless this is disclosed and permitted by law.

13. Marketing

Marketing communications may be stopped at any time using an unsubscribe option or by contacting Meredith. Service and administrative messages are not marketing and may still be sent.

14. Cookies

The website may use cookies and similar technologies as described in the Cookie Policy. Non-essential cookies are not set until the user has given valid consent where required.

15. Complaints and contact

Privacy questions and rights requests should be sent to elee@meredithint.com.

Gibraltar’s data-protection supervisory authority is the Gibraltar Regulatory Authority acting as Information Commissioner. You can review its data-protection complaint procedure and submit its complaint form.

16. Changes

This policy may be updated periodically. The current version will be published on the website with its revision date.